diff --git a/drivers/net/wireless/broadcom/brcm80211/brcmfmac/fwsignal.c b/drivers/net/wireless/broadcom/brcm80211/brcmfmac/fwsignal.c
index 09701262330d..d7c36af4b566 100644
--- a/drivers/net/wireless/broadcom/brcm80211/brcmfmac/fwsignal.c
+++ b/drivers/net/wireless/broadcom/brcm80211/brcmfmac/fwsignal.c
@@ -383,6 +383,7 @@ struct brcmf_fws_mac_descriptor {
 };
 
 #define BRCMF_FWS_HANGER_MAXITEMS	3072
+#define BRCMF_BORROW_RATIO			3
 
 /**
  * enum brcmf_fws_hanger_item_state - state of hanger item.
@@ -479,7 +480,8 @@ struct brcmf_fws_info {
 	u32 fifo_enqpkt[BRCMF_FWS_FIFO_COUNT];
 	int fifo_credit[BRCMF_FWS_FIFO_COUNT];
 	int init_fifo_credit[BRCMF_FWS_FIFO_COUNT];
-	int credits_borrowed[BRCMF_FWS_FIFO_AC_VO + 1];
+	int credits_borrowed[BRCMF_FWS_FIFO_AC_VO + 1]
+		[BRCMF_FWS_FIFO_AC_VO + 1];
 	int deq_node_pos[BRCMF_FWS_FIFO_COUNT];
 	u32 fifo_credit_map;
 	u32 fifo_delay_map;
@@ -1185,13 +1187,11 @@ static void brcmf_fws_return_credits(struct brcmf_fws_info *fws,
 	if (!credits)
 		return;
 
-	fws->fifo_credit_map |= 1 << fifo;
-
-	if ((fifo == BRCMF_FWS_FIFO_AC_BE) &&
-	    (fws->credits_borrowed[0])) {
+	if (fifo > BRCMF_FWS_FIFO_AC_BK &&
+	    fifo <= BRCMF_FWS_FIFO_AC_VO) {
 		for (lender_ac = BRCMF_FWS_FIFO_AC_VO; lender_ac >= 0;
 		     lender_ac--) {
-			borrowed = &fws->credits_borrowed[lender_ac];
+			borrowed = &fws->credits_borrowed[fifo][lender_ac];
 			if (*borrowed) {
 				fws->fifo_credit_map |= (1 << lender_ac);
 				fifo_credit = &fws->fifo_credit[lender_ac];
@@ -1208,7 +1208,11 @@ static void brcmf_fws_return_credits(struct brcmf_fws_info *fws,
 		}
 	}
 
-	fws->fifo_credit[fifo] += credits;
+	if (credits) {
+		fws->fifo_credit[fifo] += credits;
+		fws->fifo_credit_map |= 1 << fifo;
+	}
+
 	if (fws->fifo_credit[fifo] > fws->init_fifo_credit[fifo])
 		fws->fifo_credit[fifo] = fws->init_fifo_credit[fifo];
 
@@ -2005,27 +2009,31 @@ static void brcmf_fws_rollback_toq(struct brcmf_fws_info *fws,
 	}
 }
 
-static int brcmf_fws_borrow_credit(struct brcmf_fws_info *fws)
+static int brcmf_fws_borrow_credit(struct brcmf_fws_info *fws,
+				   int highest_lender_ac, int borrower_ac,
+				   bool borrow_all)
 {
-	int lender_ac;
+	int lender_ac, borrow_limit = 0;
 
-	if (time_after(fws->borrow_defer_timestamp, jiffies)) {
-		fws->fifo_credit_map &= ~(1 << BRCMF_FWS_FIFO_AC_BE);
-		return -ENAVAIL;
-	}
+	for (lender_ac = 0; lender_ac <= highest_lender_ac; lender_ac++) {
 
-	for (lender_ac = 0; lender_ac <= BRCMF_FWS_FIFO_AC_VO; lender_ac++) {
-		if (fws->fifo_credit[lender_ac] > 0) {
-			fws->credits_borrowed[lender_ac]++;
+		if (!borrow_all)
+			borrow_limit =
+			  fws->init_fifo_credit[lender_ac] / BRCMF_BORROW_RATIO;
+		else
+			borrow_limit = 0;
+
+		if (fws->fifo_credit[lender_ac] > borrow_limit) {
+			fws->credits_borrowed[borrower_ac][lender_ac]++;
 			fws->fifo_credit[lender_ac]--;
 			if (fws->fifo_credit[lender_ac] == 0)
 				fws->fifo_credit_map &= ~(1 << lender_ac);
-			fws->fifo_credit_map |= (1 << BRCMF_FWS_FIFO_AC_BE);
+			fws->fifo_credit_map |= (1 << borrower_ac);
 			brcmf_dbg(DATA, "borrow credit from: %d\n", lender_ac);
 			return 0;
 		}
 	}
-	fws->fifo_credit_map &= ~(1 << BRCMF_FWS_FIFO_AC_BE);
+	fws->fifo_credit_map &= ~(1 << borrower_ac);
 	return -ENAVAIL;
 }
 
@@ -2216,9 +2224,10 @@ static void brcmf_fws_dequeue_worker(struct work_struct *worker)
 			}
 			continue;
 		}
-		while ((fws->fifo_credit[fifo] > 0) ||
+
+		while ((fws->fifo_credit[fifo]) ||
 		       ((!fws->bcmc_credit_check) &&
-			(fifo == BRCMF_FWS_FIFO_BCMC))) {
+				(fifo == BRCMF_FWS_FIFO_BCMC))) {
 			skb = brcmf_fws_deq(fws, fifo);
 			if (!skb)
 				break;
@@ -2228,10 +2237,14 @@ static void brcmf_fws_dequeue_worker(struct work_struct *worker)
 			if (fws->bus_flow_blocked)
 				break;
 		}
-		if ((fifo == BRCMF_FWS_FIFO_AC_BE) &&
-		    (fws->fifo_credit[fifo] <= 0) &&
-		    (!fws->bus_flow_blocked)) {
-			while (brcmf_fws_borrow_credit(fws) == 0) {
+
+		if (fifo >= BRCMF_FWS_FIFO_AC_BE &&
+		    fifo <= BRCMF_FWS_FIFO_AC_VO &&
+		    fws->fifo_credit[fifo] == 0 &&
+		    !fws->bus_flow_blocked) {
+			while (brcmf_fws_borrow_credit(fws,
+						       fifo - 1, fifo,
+						       true) == 0) {
 				skb = brcmf_fws_deq(fws, fifo);
 				if (!skb) {
 					brcmf_fws_return_credits(fws, fifo, 1);
